General Insurance conditions
Information note on the summarised cover under policy n°7904961.1420184.800 taken out with L’Européenne Assurances et Thelem Assurances intended for Reserving parties.
LOCPLUS • CANCELLATION INSURANCE
PM Conseil Assurances
11, place du Marché Couvert
Insurance Consulting and Brokerage
91222 Brétigny sur Orge Cédex.
Phone : (33) 01 60 84 75 45.
Fax : (33) 01 60 84 52 46.
Site : http://www.pmconseil.fr
R.C.Evry A 312 509 425 – Siret 312 509 425 00079 – Code APE 6622 Z – Orias n° 07 000 012.
Financial cover and Professional Civil Liability Insurance in compliance with articles L.530.1 and L.530.2 of the Insurance Code.
This contract is represented by the SUBSCRIBER - 4321
Provence Villas Sélection
Téléphone : 0041(0)22 548 3462
Its purpose is to cover :
Definition : the Insured party is the Reserving party of the stay, his spouse or partner, their relatives in the ascending or descending lines, sons in law, daughters in law, brothers, sisters or individuals mentioned or designated.
Reimbursement of amounts paid or to be for the Full price
of the stay after deducting the insurance premium including
charged related services, to be paid by the Insured in case
of cancellation following one of the following events :
1- Serious illness, serious injury or death of the Insured,
Serious illness or injury is to be understood as any health
alteration or bodily harm preventing the Insured from
leaving his home or the hospital where the Insured is
treated, on the date of departure, as proven in a work leave
certificate or a medical certificate indicating the abovementioned
restriction or preventing from the practice of any
activity that is the main purpose of the stay.
Returns of previous illnesses or injuries are covered
provided the illness or accident return did not occur within
one MONTH before the reservation date.
Regarding Illness/Accident cases involving the Cancellation
cover, the Insured shall allow the company’s Inspection
Doctor to access his medical file, failing which no cover will
2- Fire, explosion, theft, water damages or natural event
resulting in significant damage to the Insured’s home, taking
place before his departure or during the stay and requiring
his attendance in the place of the event or in his second
home or his company.
3- Prevention from taking possession of the leased premises
following the termination or transfer of the Insured, provided
the date of the event is later than the reservation date.
: Termination for serious misconduct.
4- Prevention from reaching the resort by road, rail,
air, on the beginning date of the stay and within 48
hours thereafter : as a result of blockades, strikes,
floods or natural events, preventing traffic, as attested
by a relevant authority ; road accident of the Insured,
theft or attempted theft of the Insured’s vehicle.
5- As a result of any change in the holiday dates by
the Insured’s employer provided the notification
thereof is made after the reservation date.
6 – Restriction in access to the site due to pollution or
epidemics, natural disaster situations or forest fire
preventing access to the site or leased premises.
7 – Administrative summons, medical notification, new
job for the Reserving party or his spouse (or partner).
8 – Death or serious accident or illness of the person
in charge of replacing the Insured or his spouse (or
partner) at work or of caring for his under age children.
9 – Cancellation by the landlord following the
landlord’s death, illness or serious accident, transfer of
property as a result of sale or conveyance, damage to
the premises preventing the use of the leased
premises as a result of fire, explosion, water
damages, theft, vandalism, storm, natural disasters, ...
IN THE EVENT OF AN INTERRUPTION IN THE STAY OR STAY POSTPONEMENT
The refund of the price of the stay whose compensation
shall be pro rated to the time of the unused period as a
result of and interruption following any of the events listed in
the Cancellation cover - & 1, 2, 3, 4, 5, 6, 7, 8.
SPECIFIC CANCELLATION EXCLUSIONS
It is agreed that the cover shall not be gained in the
following circumstances :
Illness or accident that the Insured is aware of upon the
reservation, resulting in care during the month before the
rental reservation date.
Pregnancy condition except all complications following that
condition, miscarriages, births and consequences.
Bath cure, need for cosmetic, mental or psychotherapeutic
care (except following an accident or illness), including
Illness or accident following alcoholism, drunkenness, use
of medicines, drugs, narcotics that are not prescribed by a
Accident caused by the practice of sports : air sports,
bobsleigh, skeleton, climbing, ice hockey, car sports,
The Insurer covers search and rescue costs incurred by an
approved organisation to help the Insured, his spouse or
partner, their relatives in the ascending or descending lines,
or parties designated in the rental agreement, up to EUR 2
287 after deducting a EUR 77 excess.
The insurer is only bound by the full text of the policy, which
can be viewed at the Subscriber, which shall make it
available for consultation.
Provence Villas Selection SARL
CH - 3960 SIERRE (Switzerland)
Phone +41 225 483 462
Fax. +41 225 457 927